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    Exotic Pet Insurance

    ArticleThursday 09 December 2010
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    Exotic pets are often more expensive to own, to buy and to feed. It is no different when it comes to pet insurance either. Exotic pets often require specialist healthcare which can prove expensive. Because of the relative lack of statistics regarding exotic pets, insurance companies often put their premiums up. Exotic pet insurance is something that a lot of reptile, bird and lizard owners simply forego but this guide will help you to find exotic pet insurance. %%AFC-ADVERT%%

     

    Finding Exotic Pet Insurance

     

    • As with normal pet insurance, or any insurance at all for that matter, the best place to start your search is online. You will be able to quickly compare a lot of different exotic pet insurance policies and it will give you an idea of what sort of prices to expect.

     

    • Try to keep records of your exotic pets’ health. Try to be as detailed as possible because if you can prove that your exotic pet is in good health, you will get a lower exotic pet insurance policy than if you have no medical research. Ask your vet to give you a good recommendation as well. The vet is likely to know which companies offer the best exotic pet insurance.

     

    • As with all insurance policies, speak to somebody in person or over the phone to negotiate your exotic pet insurance policy. You can often tailor your policy a bit further and negotiate the price down. Exotic pets are not very common so insurance companies will go the extra mile to get your business.

     

    • There are some good ways to reduce an exotic pet insurance policy such as raising the excess. If you have several exotic pets, try to insure them all on the same policy as you will almost certainly get a cheaper exotic pet insurance policy. It is however unlikely that you will be able to combine exotic pet insurance with regular pet insurance.

     

    • Extremely rare exotic pets may be very hard to find insurance cover for as medical care for these animals can be even harder to come by. One solution however could be to cover the animal on your home insurance. If the animal is your personal property and gets injured, you may be able to file a damage claim. Checking your policy will tell you whether this is possible.
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