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    Choosing the Best Pet Insurance

    ArticleThursday 09 December 2010
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    For most pet owners, pet insurance is vital. The number one concern for most owners is their pet’s health and pet insurance helps to alleviate the financial demands should the pet become ill. Vets bills can be very high, especially for exotic pets like parrots, therefore choosing the best pet insurance is very important. This guide outlines how to go about finding the best pet insurance to guarantee your pet’s health. %%AFC-ADVERT%%

    Pet Insurance Comparison

    • It is important to undertake pet insurance comparison so that you can get the best pet insurance possible. Insuring exotic pets such as parrots can be trickier and more expensive than a cat or a dog. The internet is an excellent place to read pet insurance reviews and find out which is the best pet insurance for you.
    • There are many things you should consider in your pet insurance comparison besides the price. Some of the best pet insurance providers allow you to use any vet, this is excellent in an emergency and also means you can continue using your own vet who you know is good and reliable.
    • Ask yourself whether your pet insurance policy covers after-hours treatment. Your pet could get sick in the middle of the night and it would be detrimental to the pet’s health to wait until the surgery opens again in the morning.
    • In your pet insurance comparison, check how much excess (or deductible) they offer. This can make the premium cheaper and you pick up the bill for small treatments. This can range from anything from £50 to £300 in some cases. If your pet’s health dictates that a procedure will cost more than that, your insurance company pays the rest. It is important to choose an excess you can actually afford.
    • The best pet insurance policies will cover the following things but it is important to know what yours includes. The basics include after-hours visits, lab and diagnostic tests, prescriptions and medication, any treatments (including surgery), hospital care and out-patient care.
    • From reading pet insurance reviews you will be able to ascertain whether pregnancies, behaviour conditions and burials/cremations are covered in your pet insurance. Most pet insurance companies will not cover these.
    • Once you have chosen the best pet insurance for you, phone up the insurance company rather than do it online, you may be able to negotiate a better price.
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